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Micheal Mhenga's Maisha Zakhem B Group
In this Group: Micheal, Fatuma, James, Yusuph, Zainabu, Mariam, Sharifa
Michael M., age 42, is married with two children (ages 18 and 14). He has a bar in Mbagala which he started in 1999. He works from 8am to 11pm daily and is able to make a monthly profit of about $560.

In the past, Michael has taken out four previous loans from Tujijenge Tanzania to increase capital and repair the bar building. He hopes for a new loan to increase on stock, buy chairs and do some painting. Michael will share this loan with his subgroup members who vegetables, fruits, coconuts, clothes, charcoal and have shops. The subgroup, Maisha Zakhem, hold each other accountable in paying back their loans.

In the picture, Michael is first on the right.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 15
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,204.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Micheal Mhenga's Maisha Zakhem B Group's $2,675 loan helped a member to increase stock, paint the bar buiding and buy more chairs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 24, 2008
Oct 10, 2008
Currency Exchange Loss:
Mar 16, 2009