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Uong, together with his wife, manages their own farm, on which he grows rice for personal use and for sale. He has been cultivating rice for almost 15 years now. From this current business, he is able to earn well for the family. His income allows him to pay for daily food and other costs of commodities. He has two children who rely on his income and are attending local schools. The education of his children is his priority.

This will be his first loan which he will use to buy a solar home system to install on top of the roof of his house, which is located in the off-grid area of the province. After being with Hattha Kaksekar Limited, he can gain access to micro-finance services and solar energy, which he will use to support household appliances such as light, TV and radio, so everyone in his family can even work or study at night. He expresses his thanks to all lenders in advance.

Additional Information

More information about this loan

This loan is part of HKL's new green loan program designed to help improve living standards of poor and low-income people living in rural areas of Cambodia by giving them access to clean energy. Solar loans under this program allow poor families living off the grid to invest in solar home systems that can power lights, fans, radios, and mobile phones. HKL also disburses loans for biogas digester plants which allow farmers to convert animal and human waste into biogas that can be used to power clean cookstoves and organic fertilizer for their farms. These loans have numerous economic, health, environmental, and social benefits for families which include saving money and time collecting fuelwood, reducing smoke-borne diseases, and allowing family members to do schoolwork and housework in the evening. HKL has designed these social loan products to feature a lower interest rate than typical Kiva loans.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Uong to buy a solar home system to install on top of the roof of his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Mar 23, 2014
Currency Exchange Loss:
Feb 20, 2015