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Update on Santiago

Santiago is 42 years old, married, and has four children. He and his family live in a neighborhood in the town of Lempira.

Santiago has devoted the past several years to growing his own coffee. He produces coffee in parchment, both moist and dried, and sells his product at the local market. The loan he is requesting is his fifth one and is in the amount of 28,000 HNL. He will use the money to buy fertilizers and compost so that he can maintain a productive farm full of coffee plants. Santiago hopes to improve production and grow his family’s income each year. His goals include planting more coffee and providing for his children’s education.
View original language description ↓
Santiago, tiene 42 años de edad, es casado, tiene 4 hijos y vive en una aldea del municipio de Lempira junto a su familia. El lleva varios años de dedicarse a su propio cultivo de café. Produce café pergamino húmedo y seco y lo vende en el mercado local. El préstamo que solicita es el quinto ciclo y es por 28,000 Lempiras con el cual va comprar fertilizantes y abonos para darle mantenimiento a la finca productora y plantilla de café y mejorar la producción y los ingresos familiares cada año. Su meta es sembrar mas café y que sus hijos estudien.

Previous Loan Details

Santiago, 40, is married and has 4 children. He lives with his family in a town in the municipality of Lempira. Santiago has been cultivating his own coffee crops for 14 years. He produces wet-processed and dry-processed parchment (un-hulled) coffee, which he sells in the local market. He is r... More from Santiago's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Honduras

  • $4,800
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $9,371,525
    Funds lent in using Kiva
  • 19.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Santiago to buy fertilizers and compost for his coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 6, 2014
Mar 27, 2014
Currency Exchange Loss:
Apr 18, 2015