Cadenitas De Oro Group
The loan that they are asking for will benefit small micro-business that Vania is involved in as a member. This is Vania’s first year as a member of Pro Mujer, which she joined after a promoter of the institution went to visit her in her home. Now she has a business that sales beer and drinks. She learned this business from her sister because starting at a young age she helped her family and learned the ins and outs of business.
The loan that she is requesting now will be used to increase capital by purchasing beers and drinks at wholesale in the nearby communities and later sell them in her retail space. This form of work allows her to earn income to support her family as she already is married with two children.
When asked what she liked about Pro Mujer, Vania responded that she liked the training sessions that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vania es integrante, ella indica que es el primer año que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de cerveza y refresco; da a conocer que este negocio lo aprendió de hermana, ya que desde corta edad ella ayudo a su familia y así aprendió los procesos de comercio.
El crédito que ahora sacará es para el aumento de capital (compra de cerveza y refrescos por mayor) que adquirirá en las comunidades cercanas y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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