Las Ovejitas Blancas Group
The loan that they will take out will benefit these little microentrepreneurs, of which Señora Julia is a member. She indicates that she joined Pro Mujer two years ago, entering at the invitation of a sister who is a member of the institution. She now has a business of selling humitas (a traditional Bolivian snack). She lets it be known that she began this business a number of years ago, beginning it after observing that this product sells very well in the market.
The loan that she will take out is to increase her capital in order to buy corn and cornmeal wholesale. She will acquire these items from the wholesale sellers in the city of El Alto, and after making the humitas she will sell them in her sales space. This form of work allows her to generate income to support her family, since she is married and has four children.
When she is asked what she likes about Pro Mujer, she responds that she likes the meetings for loan payments, since she meets with her friends.
In the photo, one member is not present, since for work reasons she left after the disbursement.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Julia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una hermana que es socia de la institución. En la actualidad ella tiene un negocio de venta de humintas(bocadito tradicional boliviana); da a conocer que este negocio lo emprendió hace varios años iniciando al observar que este producto es muy bien vendido en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra choclo y harina de choclo por mayor) que adquirirá en las vendedoras mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones de pago del crédito, pues se reúne con sus amigas
En la imagen no esta presente un socio, ya que por razones de trabajo se fue posterior al desembolso
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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