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Najat is a 32-year-old married woman living in a sector of Jordan called Baqaa. Her husband is retired and she has been supporting both of them by selling clothes to improve their living conditions. She started this business six months ago by selling a small amount of clothing to her friends and she then started expanding it gradually. Now, Najat needs to buy summer clothes for the coming season in order to attract more customers at the beginning of summer. However, she does not have enough money to do so and thus has applied for this loan.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.


About Jordan

  • $6,100
    Average annual income
  • 29
    View loans »
    Jordan Loans Fundraising
  • $8,768,450
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Najat to buy summer clothes to sell during the coming season.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Mar 23, 2014
Currency Exchange Loss:
Apr 17, 2015