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Tereze’s husband passed away as soon as he learned that their 20-year-old son was in a critical condition after he was shot accidentally as a bystander. Tereze was left to cover all the death expenses and also medical expenses all at the same time. While she was able to pay for some of these expenses, she hasn’t paid the total amount of her son’s hospital charges, and this is one of the reasons why she needs your financial help; with the rest of this loan, she will prepare the agricultural land for planting.

Tereze is 50 years old and agriculture has been her only activity for a long time now; arboriculture is her favourite activity amongst all; plums, olives and grapes are some of the fruits she sells to the local farmers’ market. With the income Tereze generates from selling the fresh produce, she covers for all the family’s needs; apart from her son, Tereze also has a 19-year-old daughter.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 10
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 100.8
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,500 helped Tereze to prepare the agricultural land for planting and also pay for her son's medical bills; he was severely injured as a bystander.
78% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Mar 23, 2014
Currency Exchange Loss: