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Beatrice James's Jumuiya Kiluvya Group
In this Group: Beatrice, Andrea, Joseph, Jaqcline*, Hossana, Zaituni, Esther*, Rajabu, Rose, Paula, Asia, Mariam, Noel, Joseph, Georgina, Madaiana
* not pictured
Beatrice J., age 42, is single with two children (ages 25 and 18). She has a business of selling vouchers which she started 3 years ago. She works from 7.30am to 7pm daily and is able to make a monthly profit of about $60.

In the past, Beatrice has taken out three previous loans from Tujijenge Tanzania to start selling sodas. She paid back her loans successfully. She hopes for a new loan to increase her stock of sodas and vouchers. Beatrice will share this loan with her group, Jumuiya Kuluvya, which totals 16 members. These members hold each other accountable in paying back their loans.

In the picture, Beatrice is second from right in a white blouse.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,190,200
    Funds lent in using Kiva
  • 1,204.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Beatrice James's Jumuiya Kiluvya Group's $3,875 loan helped a member to increase on stock of vouchers and sodas.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 23, 2008
Oct 9, 2008
Currency Exchange Loss:
Mar 16, 2009