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Kajiramugari's Group
In this Group: Kajiramugari, Wakikwa, Mulumba, Micheline, Christine, Witanga, Dorcas, Dongo, Vumilia, Chihimbi, Banyere, Namwezi, Marie, Therese, Katebere, Ahata, Bandaane, Bwira, Kusinza, Kabeabea, Primo, Bikumanya, Shombo, Mwezeyvonne, Mnshagi, Furaha, Cibanguka, Beaka, Bulubira, Ndakomeye, Ndimubanzi, Jeneadi, Ngweka
The client, Kambale, has been a merchant for 16 years. She is 35 years old, married, and the mother of three children who all go to school. The client is a member of the "Esther" business association.

She sells corn in a local market. She is asking for a loan from Hekima in order to grow her business. She will buy four bags of corn. Her spouse is a driver for a local business. She will start her business with funds from her savings group.

In the future, she would like to grow her capital, and educate and feed her children. She thanks Hekima for their support of female entrepreneurs not served by the banking system, and for granting them loans during this post-conflict time in the east of the country.
View original language description ↓
La Cliente Kambale est une commerçante depuis 16 ans, âgée de 35 ans, mariée et mère de 3 enfants, qui tous étudient. La cliente est membre d’une Association d’Affaires « Esther ». Elle est vendeuse de maïs. Elle installe ses marchandises dans un marché du quartier commercial. Elle sollicite un prêt auprès de Hekima pour accroitre son activité. Elle va acheter 4 sacs de maïs. Son conjoint est un chauffeur dans une entreprise de la place. Elle démarra ses affaires avec le fonds reçu de la tontine. Dans l’avenir, elle souhaite accroitre son capital, scolariser et nourrir ses enfants. Elle remercie Hekima pour son soutien aux femmes entrepreneurs non bancables en leur accordant de crédit pendant, ce moment de post conflits dans la région de l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 9
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kajiramugari's Group's $6,675 loan helped a member buy four bags of corn.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Mar 23, 2014
Currency Exchange Loss:
Aug 17, 2014