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Yughaber lives with her husband in Hoghmik village. Their children are married and live separately.

Yughaber and her husband are farmers. They keep livestock and cultivate land. The livestock currently includes cows, calves, sheep and chickens. The land that they own isn't big and they only cultivate barley.

Yughaber has now applied for this loan of USD 1,500 to enlarge their cultivation activities. She would like to purchase seeds, fertilizer, and fuel and cultivate different types of vegetables.

Yughaber will be very grateful to the lenders if they support her agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Yughaber to pay for seeds, fertilizer and fuel for land cultivation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Mar 22, 2014
Currency Exchange Loss:
Mar 20, 2016