A loan of $375 helped a member to buy fertilizer.


Mrs. Hum Yort's Group's story

The group loan consists of four people located in Chumteav Sok Village in Kampong Chhnang Province. Mrs. Hum Y., 35 years old and the mother of four children, is the group leader. Three of her children are attending the local school, while the youngest one is too young to work or study. Her husband, Mr. Thoeurn Thorn, is a pig breeder who raises four pigs. Mrs. Hum Y. has a plot of land where she cultivates rice to earn a living. On her plantation, she now faces a small problem because her rice field is infertile, thus badly affecting her crops. To solve this problem, Mrs. Hum Y. is asking for a loan to buy fertilizer to improve her field conditions and improve her crop growth.

All the members in the group have end-of-term loans and they are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because it is the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time.

In this group: Hum, Buth, Nhem, Mang
*not pictured



Loan details


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Loan details