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Perceive is a single mother of two and an entrepreneur living in Chiredzi, a district in Zimbabwe. Perceive volunteers as a Camfed Learner Guide in schools, as well as in the community where she actively promotes youth economic empowerment. She started her own sewing business in November 2013, where she sells a variety of products such as uniforms, children’s dresses, duvet covers, clothes, toilet sets, and drapery.

With the Kiva loan, Perceive will expand her business and open her own clothing shop. She intends to use the loan to purchase materials such as fabric, sewing needles for her machine, a mannequin, and thread. She is passionate about creating employment in her rural community. By improving her business, she will be able to provide for her family and improve their living standard.

Additional Information

More information about this loan

Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.

About Zimbabwe

  • $2,000
    Average annual income
  • 3
    View loans »
    Zimbabwe Loans Fundraising
  • $4,195,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD