Check out some available loans that are similar to this one!
Julio is 46 years old, married and the father of 5 children who are all at different levels of education. He lives in a house he owns with his family.

He is quite a well known trader and provides almost all types of construction material in his region. With this loan he plans to buy construction material to sell on in his hardware store (cement and other materials). He also has a form of personal transportation which helps in his activity and also allows him to transport various products for people in his community. There is strong demand for his product and he is counting on this loan to meet demand.

His challenge is to meet demand of all the different kinds of construction material. He dreams of expanding his business and becoming a successful entrepreneur.
View original language description ↓
O Julio tem 46 anos de idade, casado e pai de 5 filhos e todos estudam em diferentes niveis de ensino. Vive na casa propria com a sua famila.
ế comerciante bastante conhecido e fornece quase todo tipo de material de construcao na sua zona. Pretende um emprestimo para comprar material de construcao para revender na sua ferragem ( cimento e outros materiais) possui um meio de transporte que ajuda na sua actividade e tambem presta servicos de transporte de diversos produtos na sua comunidade. Ha forte demanda do produto que se propoe a vender e conta com o emprestimo para poder responder a demanda.
Tem como desafio responder a demanda de varios materiais de construcao. Sonha ampliar o seu negocio e tornar se um empresario de sucesso.

Additional Information

More information about this loan

This is loan is part of Hluvuku’s effort to empower youth in Mozambique. With maximum repayment terms of 24 months, and maximum loan amounts of $12,000, this product is designed to helps borrowers purchase vehicles to transport goods across the South Africa/Mozambique border. By using the vehicle as collateral, Hluvuku hopes to encourage more young entrepreneurs to apply, as they will need fewer guarantees. By funding this loan, you are helping a youth in Mozambique to  generate an income for themselves and their families.



About Mozambique

  • $1,200
    Average annual income
  • 62
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 31.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $4,150 helped Julio buy construction material to sell on in his hardware store (cement and other materials).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 10, 2014
Mar 19, 2014
Currency Exchange Loss:
Dec 17, 2014