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Vaimaila T., 55 and married with five children, has many years of experience in the fish business, selling to the village and general public four days per week while her husband and two boys do the actual fishing. She has received two previous loans with SPBD, her only access to capital because she has never been able to qualify for a loan with the traditional banks.

Vaimaila expects her weekly net cash flow to soon rise to $208, and she plans to use both her earningss and the loan she is currently requesting to improve her business and help out the family through some home improvements.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 69
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Vaimaila to purchase a new boat, goggles, spear, cement, bricks, and timber.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2008
Nov 1, 2008
Currency Exchange Loss:
Dec 15, 2009