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Veronicah was born and raised in Kisii, a county in Kenya. She moved to Nairobi's expansive Kayaba slums to settle and look for work. She has two children and she works as a health officer.

Through her experience as a health officer, she witnessed many cases of sanitation-related ailments and she is always saddened when another sanitation-related case is brought to her attention.

This drove Veronica to look for a solution to the sanitation issue in her community. She seeks a loan to help her purchase and run two Fresh Life toilets. She hopes that the toilets will ease the sanitation burden in her community and she hopes to build more of such facilities in the future.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 413
    View loans »
    Kenya Loans Fundraising
  • $50,225,025
    Funds lent in using Kiva
  • 86.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Veronicah to purchase and run two Fresh Life toilets.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 10, 2014
Mar 21, 2014
Currency Exchange Loss:
May 18, 2016