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Mr. Zeferino is 33 years old and married. He has two children, one of whom lives with him and the other one lives with his grandparents. He supports his family and lives in a house that he owns. He's a police officer and works 8 hours a day. With the amount of the loan he intends to purchase cement, rods and metal sheets so he can enlarge his house. In the future he intends to finish building his house, start a business and repay the loan without becoming delinquent.
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Senhor Zeferino tem 33 anos de idade, casado e pai de 2 filhos dos quais um vive com ele e outro vive com os avôs,vive na casa própria,sustenta sua familia, é policia e trabalha 8 horas diárias .Com o valor do financiamento pretende comprar cimento,varões,chapas para ampliar a sua casa. No futuro pretende terminar a construção da sua casa e iniciar um negócio. Terminar o empréstimo sem cair em mora.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 54
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 31.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Zeferino to purchase cement, rods and metal sheets so he can enlarge his house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Mar 19, 2014
Currency Exchange Loss:
Mar 17, 2015