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Habimana's Group
In this Group: Habimana, Garubanda, Batumike, Buralike, Chajinge
Buralike is a courageous shopkeeper and a member of the business group Bienheureuse. A senior entrepreneur at the age of 30, she is married and the mother of four children, all of whom attend school. She sells a variety of clothing in a store in the center of the city. She began this business with funds received from her family eight years ago. Her husband is also a shopkeeper. This new loan will allow her to purchase traditional cloths, skirts, shoes, hand bags, etc. She hopes to increase her revenues, build a home, keep sending her children to school, and see to the clothing and food needs of her family. She would like to thank Hekima for their empowerment of unbankable female entrepreneurs, in particular during this time of conflict in the east of her country.
View original language description ↓
La cliente Buralike est une brave commerçante et membre d’un collectif d’affaires «Bienheureuse », senior entrepreneur, âgée de 30 ans, marié et mère de 4 enfants qui tous étudient. La cliente est une vendeuse des divers habillements. Elle étale sa marchandise dans un magasin du centre ville. Elle commença ses business avec de fonds reçu de sa famille. Il y a 8 ans qu’elle exerce cette activité. Son conjoint, lui aussi, est commerçant. Ce nouveau prêt va la servir d’acheter des pièces de pagnes, jupes, souliers, sacs à mains, etc. Ainsi, elle souhaite accroitre son capital, construire une maison, scolariser, vêtir et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour l’autonomisation des femmes entrepreneurs non bancables, surtout; pendant ce moment critique post conflits à l’Est du pays.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Habimana's Group's $7,000 loan helped a member purchase traditional cloths, skirts, shoes, hand bags, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 23, 2014
Currency Exchange Loss:
Sep 17, 2014