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Las Buenas Esposas Group
In this Group: Olivero Jose , Cenelia Ivania , Lillian Eusebia , Xiomara Carolina , Conny Xiomara , Yamileth Del Socorro

Update on Las Buenas Esposas Group

This group is led by Olivero, 36. He is single with two children aged 1 and 7 years. He earns his living repairing bicycles and selling spare parts. He employs a worker who is his main support in his business. He has had this business providing this service in his community for 3 years. He intends to invest the loan primarily in bicycle and automobile parts as requested such as auto and bicycle rims, handlebars, brakes, seats, tires, and more because these are the parts that most people demand.

The group is composed of five members again. The first woman, Conny, is 36 years old and has a grocery store in her home. Xiomara, 31, sells AVON cosmetics and prepares fast food to sell on the weekends. Cenelia, 37, sells fried foods on the weekends from her home. Yamileth, 37, sells accessories such as nail polish, hair ties, and hair clips. Finally, Lillian, 56, owns a grocery store and a motorcycle taxi service.
View original language description ↓
Dirigido por el señor Olivero con 36 años de edad soltero, con dos hijos de edades 1 y 7 años se dedica a reparar bicicletas y venta de repuestos posee un trabajador quien es su principal ayuda, tiene tres años de brindar este servicio en su comunidad, con el préstamo piensa invertir principalmente en repuestos, de automóviles y bicicleta como pide vías, rines, llantas de bicicletas, manubrios, frenos de bicicletas, asientos, neumáticos etc. porque es lo que más demanda la población. El grupo se encuentra integrado por 5 socias más, la primera la señora Conny con 36 años la cual posee una pulpería en su domicilio, la socia Xiomara 31 años vende cosméticos AVON y fines de semana vende comida, la señora Cenelia con 37 años vende fritanga los fines de semana en su casa, la socia Yamileth 37 años vende truchas (Pinturas de uña, colas, pirañas, etc.) y por último socia Lilliam posee una pulpería y una moto taxis brinda servicio a la población y tiene 56 años de edad.

Previous Loan Details

The group is made up of four determined and hardworking members. One of them is Cenelia, a 36-year-old married woman. For the past year, she has had a business selling food in the free trade zone. She requests the loan to purchase raw materials like beef, pork, chicken, rice, beans, bananas, ... More from Las Buenas Esposas Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Buenas Esposas Group's $2,200 loan helped a member to invest in auto and bicycle parts.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 27, 2014
Currency Exchange Loss:
Sep 17, 2014