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La Golondrina Group
In this Group: Lucila Sequeira, Juana Tomasa, Mirna Del Socorro
This group is coordinated by Señora Lucila, a single mother of four children. None of them are dependent on her. She earns her living selling gold- and silver-plated items. She has her oldest daughter's help, as she sends her money and part of the goods that she sells. She will invest the loan in the purchase of items like chains, pendants, rings, ankle bracelets, bracelets, and more, in order to increase her sales and obtain better remuneration for the job she does.

The group is also made up of Señora Juana, who is 53 years old and works selling tortillas from her house, and Señora Mirna, who is 32 years old and has a grocery stand in the municipal market.
View original language description ↓
Coordinado por la señora Lucila, es soltera y madre de cuatro hijos, de los cuales ninguno depende de ella, se dedica a la venta de prendas de plata y oro laminado, cuenta con la ayuda de su hija mayor, debido que ella le envía remesas y parte de las prenda que ésta ofrece, El crédito lo invertirá en la compra de prendas como cadenas, chapas, anillos, pulseras de pies, pulseras de manos, entre otros, para aumentar las ventas y obtener más remuneraciones por el trabajo desempeñado. El grupo también lo conforman las señoras Juana de 53 años dedicada a la venta de tortilla en su domicilio y Mirna de 32 años quien tiene un puesto de abarrote en el mercado municipal.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Golondrina Group's $1,475 loan helped a member to invest in gold- and silver-plated items like chains, rings, bracelets, ankle bracelets, and related items.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 23, 2014
Currency Exchange Loss:
Jul 17, 2014