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Gayane lives in Norapat village with her husband, daughter, and son. Her children are students and her husband is a constructor.

Gayane is an agronomist. She cultivates cucumbers, tomatoes, peppers, and cabbages and sells the gathered harvest in nearby markets.

Gayane has now asked for this loan of USD 1,300 to purchase seeds and fertilizer for land cultivation and to expand her farming business. The loan is important for Gayane's farm and she hopes that lenders will support her.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,300 helped Gayane to pay for seeds and fertilizer for land cultivation.
84% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 20, 2014
Currency Exchange Loss: