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Hripsime lives in Sardarapat village with her husband and two sons. The whole family besides Hripsime's little son has been engaged in farming. Hripsime's little son is a student studying at a local university.

The farm that the family owns includes livestock (cows, calves, pig and piglets) and arable land where wheat and tomatoes are cultivated. In the village there is a high unemployment rate, but a farm business helps the family have some stable income. They sell the gathered harvest at nearby markets and gather income for the family's living expenses.

Hripsime has now applied for this loan of $1,500 to be able to purchase seeds and fertilizer for land cultivation, and to cover fuel costs. This will be a huge financial support for this family's farm, and Hripsime waits for lenders' support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $15,776,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Hripsime to pay for seeds and fertilizer for land cultivation, and to cover fuel costs.
79% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Feb 20, 2014
Mar 20, 2014
Currency Exchange Loss: