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Mr. Kang S., 66, is a landlord who rents houses to the people from the countryside who come to work in the city. He has been in a business since 1993 and he can make around US$3 a day in revenue. His wife has started her own business selling rice and a variety of Khmer foods to the people in her community, earning around US$5 of net income. Mr. Kang S. has five children, four of whom are married and live outside the family home. The fifth is unemployed and lives with his father.

Mr. Kang S. has recently requested a loan from KIVA via CREDIT MFI to repair his rental house to satisfy his tenants. He also plans to use the loan to purchase a ton of rice from growers for resale for a profit when the rice price goes up.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 194
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Kang rental house repairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 28, 2008
Oct 14, 2008
Currency Exchange Loss:
Nov 15, 2009