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Ainura is a 30-year-old married woman with a son. She has a high school education. Ten years ago she started farming and raising cattle with 15,000 KGS to support her family.

Due to her hard work, she now has two dairy cows, five sheep and two calves, and a plot of land on which she annually grows peppers, cucumbers and tomatoes for their own use as well as to sell. Her total monthly income is 10,000KGS. To grow her income Ainura has applied for a loan from micro-finance bank, Bai-Tushum, to buy high-quality pepper, cucumber and tomato seeds to sow, as well as fertilizer.

Ainura will get a good harvest, which will increase her family's capital. She plans to use the extra income to increase her domestic herd and save enough money to buy furniture.
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Айнуре 30 лет, замужем, вместе с супругом воспитывают сына. У Айнуры- среднее образование, в качестве основного дохода для своей семьи Айнура занимается полеводством и животноводством, стартовав 10 лет назад, с 15,000 сом KGS. Благодаря упорному труду Айнуры, на сегодняшний день имеется: 2 дойные коровы, 5 овец, 2 теленка, также имеется парник, в котором ежегодно выращивает перец, огурцы, помидоры для внутрихозяйственного потребления и реализации. Ежемесячный совокупныЙ доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнура обратилась в Банк "Бай-Тушум" за кредитом для закупа высококачественных семян перца, огурцов, помидоров для посевных работ и удобрений для обработки земли. Айнура намерена получить хороший урожай, что непременно приведет к увеличению капитала семьи. Доходы от кредита Айнура планирует вложить в приумножение количества домашней скотины, и планирует накопить средства на покупку мебели.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Ainura to buy seeds for cucumbers, tomatoes and peppers, as well as fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 19, 2014
Currency Exchange Loss:
Oct 17, 2014