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Anna is 40 years old, and she lives in Vanadzor city in Lori region. She is married and has a large family; she lives with her husband and three sons.

Anna’s husband works at the sanatorium; her elder son and second son work as a food suppliers; and her smallest son is still school-aged. Despite all of the grown-up men in her family being employed, Anna’s financial support from her small business is great. At the Vanadzor wholesale market, she rents a cute stall where she sells curtains, covers and towels. She has been in this business for six years, and she says that she has a number of loyal customers who do shopping from her stall regularly.

Now, Anna, with the coming of spring, wants to renew her stall assortment with new, colorful and nice products and materials, and she also wants to buy some children's clothes to try to sell as well, with the hope of some more income for her big family.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $15,776,200
    Funds lent in using Kiva
  • 414.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Anna to buy some children's clothes to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 5, 2014
Mar 19, 2014
Currency Exchange Loss:
Aug 17, 2015