A loan of $1,000 helped to cover the costs of applying to masters programs in finance.


Andres Mauricio's story

Andrés is 21 years old and was born in Bogotá, the capital of Colombia. He is an only child and lives with his mother who currently works at the Banco Caja Social. In spite of certain difficulties that have arisen since he began his studies, Andrés will receive a degree in Economics from the National University of Colombia in September 2014, thus realizing his dream of becoming a professional.

Andrés has a dream of completing a masters in finance, and in order to do so he needs to take this loan through Kiva, as it's his only option at the moment for covering the costs of language exams and university applications. Once he gets his masters and comes back to Colombia, he looks forward to working on projects in the area of finance, where he can contribute to the economic growth of the country and thus improve the quality of life for Colombians through good management and stewardship of resources. He would be in a position to contribute as a consultant, in both the public and private sectors, to the development of initiatives with transformative power for the country, like infrastructure projects that improve social conditions and make resources more accessible, especially for those populations that don't currently have access. Furthermore, he would help to secure financial resources for small and medium sized businesses and entrepreneurs seeking to innovate, but who don't have the necessary resources to do so.

Here is his story:

Even though I have the support of my family, my mother can't manage to cover such high costs as those I'm facing, given her limited means. Currently, I'm completing an internship at the Banco de la República and, prior to that, I lead social projects like "Tell Us Your Dream," a project that aims to get every student from the National University and University of the Andes to write down their dream and get financial assistance. This project made it possible to raise funds to achieve the dreams of three girls with limited resources, who wouldn't have been able to do so otherwise. In the same way, my education has always been a critical part of my life and has been the engine that inspires me to be better every day.

Kiva would be the support I need to make the first steps of this long journey and the motivation to get a masters internationally. Thanks to Kiva, I would be able to take the classes I need to to prepare for not only my language exam, but also the basic knowledge exam required by the university and that would allow me to advance my life project.

I am confident that thanks to my excellent academic record and with a lot of hard work, I will be able to succeed in meeting the goals that have pushed me to become a better person and be able to contribute to the progress of Colombia. I am aware that the educational system in Colombia is a faithful reflection of the fluctuations of our country and that there are ample gaps in the system, in terms of quality, depth, and applicability, that impede the system's ability to fulfill its role as a transformative tool for the society in which we live. This is why I have looked into different institutions that offer programs that approach finance from various perspectives, such as the importance of mathematics as an analytical tool (like MIT), of case studies to understand a phenomenon from other points of view (like Harvard), the importance of corporate finance (like the London School of Economics), or the integration of practical and theoretical elements (like Princeton).

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Translated from Spanish by Kiva volunteer Jacob Bintliff



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