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Manuel Antonio
Sr. Manuel has been working as a town security guard for 8 years. He is the father of two children, both of whom are school aged. He has been struggling little by little to help his children get ahead in their studies and also to improve his house.

He is requesting a loan to remodel a room in his house.
View original language description ↓
el señor Manuel trabaja como vigilante en la alcaldia desde hace 8 años , es padre de dos hijos todos en edad escolar, poco a poco ha venido luchando con sus hijos por sacar adelante sus estudios, y mejorando su vivienda, el financiamiento lo esta solicitando para acondicionar un cuarto en su casa .

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Manuel Antonio to purchase construction materials, such as bricks, cement and sand, in order to remodel a room.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 10, 2014
Mar 22, 2014
Currency Exchange Loss:
Apr 17, 2015