M. Jeanine is a member of the Vyara group and lives in Bujumbura. She is a 32-year-old widow with 2 children aged 6 and 7. She is also taking care of a cousin of hers who is a student. She has been selling clothing and charcoal for 2 years. This is her first loan from Turame. Her Kiva-sponsored loan will increase her working capital and enable her to buy a lot of clothing for resale, so that she can earn more. In the coming years, she would like to become a clothing importer and watch her children get an education.
M Jeanne fait partie du groupe Vyara et habite à Bujumbura. C’est une veuve de 32 ans. Elle a 2 enfants l’un a 6 ans et l’autre de 7 ans.
Il a sous sa charge son cousin qui étudie.
Il fait le commerce des habits et du charbon de bois depuis 2ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup d’habits à revendre pour gagner plus.
Dans les prochaines années, elle voudrait être un importatrice des habits et voir ses enfants étudient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.