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Khadiyakhon is 55 years old, married, and together with her husband, is raising three children. Khadiyakhon has a secondary education. Khadiyakhon and her husband practice livestock breeding and crop farming. She started this business 19 years ago, with an initial purchase of cattle in the amount of 5,000 som (KGS). Thanks to Khadiyakhon's hard work, she currently has 1 milk cow on her farm as well as a 0.45 hectare plot of land on which she mainly grows cotton. Her monthly income is 10,000 som (KGS). The gathered harvest is sold to wholesale distributors. For the purpose of further developing her business, Khadiyakhon turned to Microfinance Bank "Bai Tushum." She is requesting a loan to buy cows to increase the size of her herd. After purchasing the cattle, they will be located on her farm. In the summer, they will be under the care of a shepherd. Khadiyakhon plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money to build a new shed for her cattle.
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Хадияхон 55 лет, замужем, вместе с супругом воспитывают 3 детей. У Хадияхон - среднее образование. Вместе с мужем Хадияхон занимается животноводством и полеводством, стартовав 19 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Хадияхон, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, также обрабатывает 0,45 ГА земли, где в основном выращивает хлопок. Ежемесячный доход составляет 10,000 сом (KGS). Полученный урожай реализуют оптовым поставщикам. В целях дальнейшего развития своего хозяйства, Хадияхон обратилась в Банк "Бай-Тушум" за кредитом - на покупку коров для увеличения поголовья скота. После закупки коров, они будут находиться в собственном хозяйстве. Летом скот будет под присмотром пастуха. Доходы от кредита Хадияхон планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,906,850
    Funds lent in using Kiva
  • 54.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Khadiyakhon to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2014
Mar 17, 2014
Currency Exchange Loss:
Apr 17, 2015