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Lona F. is 55 years old and is married with seven children. She has four years of experience in the retail shop business. She sells to the publc and villagers seven days per week. She has had one previous loan with SPBD.

She expects her weekly net cash flow to be 500 Tala (about 208 USD). SPBD loans are Lona's only access to capital because she was never able to qualify for a loan with traditional banks. Lona indicates that even though there are many shops in her village, she wishes to attract more customers than others because she believes she offers the best customer service to her clients. Lona also wants to expand her shop. For these reasons, she wants to buy cement and other materials for business expansion as well as buy stock for her business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 31
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Lona purchase snacks e.g bongos,twities,chips lollies pubble gums, mutton flaps ,box of chicken,noodles, rice, sugar, flour, salt ,herrings,Cement,iron roofing ,timber,weelbarrow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 24, 2008
Nov 1, 2008
Currency Exchange Loss:
Dec 15, 2009