A loan of $1,600 helped to purchase supplies to make artificial flower arrangements.

Lubov's story

Lubov sells merchandise used for ceremonies at the city's central market. She has used KIVA loans before and considers them useful for her business. One year ago, thanks to a KIVA loan, Lubov was able to make wreathes for sale and increase her income. That is why this year Lubov also wants to take advantage of a loan and take out an amount three times bigger than the last time - 15,000 UAH. This amount will allow Lubov to develop her business and, as a result, fundamentally improve her family's welfare.

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Translated from Russian by Kiva volunteer Hilary Hemmings

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