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Union Pasñapacana Group
In this Group: Juan, Juana, Berta, Rene, Adrian, Percy, Reyne, Nazaria, Javier, Yony, Raquelina, Fortunato*, Jessica, Hipolito*
* not pictured
These are members of the communal bank “Unión Pasñapacana” from the Arariwa association who live in the Echerate district in the province of La Convención, Cusco, Peru.

Nazaria is 31 years old and is a hard-working and entrepreneurial woman who brings her family out ahead. Her economic activity is agriculture, in that she has coffee, cacao, coca, and citrus fruit fields, such as oranges, limes, mandarin oranges, and lemons.

In this opportunity, she requires the loan to purchase fertilizers. The other members make a living with livestock, agriculture, selling food, and raising young animals, and others provide professional services. The members are thankful to those who form a part of this dream through this means and promise to complete their payments in the established timeframe.
View original language description ↓
Los socios pertenecen al banco comunal “UNION PASÑAPACANA” de la Asociación Arariwa y viven en el distrito de Echerate de la provincia de La Convención, Cusco, Perú.

Nazaria tiene 31 años y es una mujer trabajadora y emprendedora que saca adelante a su familia. Su actividad económica es la agricultura donde tiene plantaciones de café, cacao, coca y cítricos como por ejemplo naranjas, lima, mandarina y limón. En esta oportunidad requiere el préstamo para comprar fertilizantes. Los demás socios se dedican a la ganadería, a la agricultura, a la venta de comida, crianza de animales menores y otros brindan servicios profesionales. Los socios agradecen a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Union Pasñapacana Group's $4,125 loan helped a member to purchase fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Apr 28, 2014
Currency Exchange Loss:
Sep 19, 2014