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Dulce Amanecer Maranniyoc Group
In this Group: Luz Mery, Bernabe, Albina, Wilfredo, Sergio, Francisco, Rober, Evarista, Jesusa, Rebe
The group members belong to the "Dulce Amanecer Maranniyoc" communal bank. This group is located in Vilcabamba District, which belongs to La Convención Province in Cusco Department.

One of the group members is Sra. Luz Mery, who is 21 years old and lives with her partner. She works raising and selling animals, and also has a plot of land where she cultivates bananas and other fruits. She raises guinea pigs and hens, which she fattens up and then sells at different markets. Through this small business she hopes to get ahead in life. Her dream is to have a store where she can sell the guinea pigs and hens. She is requesting this loan to buy guinea pigs and hens, as well as food for the guinea pigs and hens.

The other group members work in agricultural sales, fruit sales, dry goods stores and food sales.

Luz Mery is grateful to those who are helping to fulfill this dream and is committed to repaying her loan installments within the established time frame.
View original language description ↓
Los socios pertenecen al banco comunal “DULCE AMANECER MARANNIYOC”; Este banco se ubicada en el distrito de Vilcabamba, perteneciente a la provincia de La Convención y departamento de Cusco.

La socia es la Sra. Luz Mery ella es conviviente y tiene 21 años; La socia trabaja en su negocio de venta y crianza de animales y también la socia tiene un terreno donde cultiva frutas y plátanos y también la socia cría los cuyes y gallinas los hace crecer y engordar y luego los vende en las diferentes ferias, por medio de este pequeño negocio la socia quiere salir adelante, el sueño de la socia es tener un local donde pueda vender los cuyes y gallinas. La socia solicita el crédito para comprar cuyes y gallinas y alimentos para los cuyes y gallinas.

Los otros socios se dedican al negocio de venta de agricultura, negocio de venta de frutas, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 38
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Dulce Amanecer Maranniyoc Group's $6,075 loan helped a member to buy guinea pigs and hens and food for guinea pigs and hens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Mar 21, 2014
Currency Exchange Loss:
Oct 22, 2014