A loan of $600 helped difference in a down payment to acquire a house through Infonavit.


Mayra Judith's story

Ms. Mayra Alfara is arranging a house through Infonavit but she lacks the difference to obtain a house. (Infonavit is a Mexican government program that provides working families with a low cost mortgage to purchase a small starter home. Some families' incomes land them just short of qualifying for the program, however. This Kiva loan allows them to make up the difference with a small supplementary loan and thus qualify to purchase their first home.)

She lives with her mother and the house in which they live in was lent to them but it has been several months since it was asked for, but rents on houses are really high for them so they decided to use their Infonavit savings and pay for their own property for the two of them. Mayra works in a company in the position of sales; this is the family income that she and her mother depend on. She asks for a loan of US $600 for the down payment of her house so she can have a property for her mother and herself.

Translated from Spanish by Kiva volunteer Helen Smith


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