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Update on Anahit

Anahit is asking for her second loan from Kiva, since her first loan turned to be a very profitable and successful one.

She is still running her food trading business from her home. Now she has more customers and new ideas to enlarge her business. Anahit has three children and despite that all of them are married, they all greatly help their mother in her business. Anahit sells a great range of household supplies, candies, vegetables, and fruits, and all these she buys from providers. Her customers are very satisfied both with the prices and food assortment of Anahit’s shop. Anahit lives in Yerevan and her shop is located in a very convenient place for trading and is close to the central road.

Anahit asks for a loan of 3,000 US dollars since she wants to make her food shop assortment bigger; she wants to buy greens apple, pears, and some new candies so that she can renew her shop assortment and have better trade.

Previous Loan Details

Anahit has been engaged in food and household goods trading in Yerevan over 12 years. Anahit manages her business from her home. All her family’s members are involved in this business and, thanks to income from their business, they are able to provide for themselves. Anahit buys merchandise for ... More from Anahit's previous loan »

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Anahit to make her food shop assortment bigger and have better trade.
74% repaid
Repayment Term
34 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 16, 2014
Currency Exchange Loss: