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This nice and bright lady named Naira is 34 years old and she lives in Dilijan city.

Naira has graduated from Dilijan city's music college, but for many years she did not work in her specialty despite wanting to very much. For several years she was in a juice wholesale trading business, but fortunately she received a chance to work at the local school as a teacher of singing. Naira’s husband works at a private construction company and their two sons are school-aged.

Naira asks for a loan since she has an idea of establishing a small trading business again as she has free time and she may use it for earning much money for her family. The loan amount she will use for the purchase of some space where she can start her business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • 414.2
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,425 helped Naira to purchase some space where she can start her business.
65% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 7, 2014
Mar 16, 2014
Currency Exchange Loss: