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Update on Yelena

Yelena sells merchandise in the large local market in the city of Melitopol. She sells children's clothing and shoes. She has her own stall and has worked in market sales for the last 14 years.

Yelena plans to invest the amount of 15,000 hryvnia into purchasing merchandise for the spring season, specifically dresses, jackets, blouses, hats and light coats to sell in the spring. With the received profits, she hopes to expand her business and provide for her seven-year-old daughter, who she is raising alone.
View original language description ↓
Елена торгует на крупном местном рынке города Мелитополь. Она занимается продажей детской одежды и обуви. Торговое место у нее собственное, работает в сфере торговли на рынке уже 14 лет.
Сумму в 15 000 гривен Елена планирует вложить в приобретение товара к весеннему сезону, а именно закупить платья, кофты, блузы, головные уборы и легкие куртки на весну под реализацию. За счет полученной прибыли надеется развивать свой бизнес и дальше и обеспечивать 7-летнюю дочь, которую воспитывает сама.

Previous Loan Details

Yelena lives in Melitopol. She is making a living by selling children's shoes and clothing on the market. She has been working in this field for fourteen years. She has her own vendor space thanks to which she can save on the rental costs. This time Yelena needs an amount of 10,000 hryvnia to ... More from Yelena's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 9.3
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,625 helped Yelena to purchase dresses, blouses, jackets and hats for the spring season.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Mar 12, 2014
Mar 15, 2014
Currency Exchange Loss:
Apr 19, 2015