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Osarieme E. is 48 years old, and she is married with five children. Osarieme sells palm oil, foodstuffs and "pure" drinking water. The demand for her pure water is high, and she wants to retain her customers, so she is seeking a loan of 700 USD to buy a deep freezer. She says that the deep freezer will enable her to keep her pure water cold and therefore meet the demands of her customers. In the picture, she is standing in the middle between her two daughters. She says a big thank you to all that made this loan possible!

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 156
    View loans »
    Nigeria Loans Fundraising
  • $6,517,150
    Funds lent in using Kiva
  • 117.7
    Nigeria Nairas (NGN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Osarieme to buy a deep freezer for pure water.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 25, 2008
Oct 11, 2008
Currency Exchange Loss:
Jul 15, 2009