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Kadriye is married and the mother of a boy and a girl. Her children are studying in high school and college. After she retired, she began working with natural stones as a hobby and now makes jewelry with natural stones as well as felt bags and telephone holders. She has done this work for four years. At first, she sold to her friends and acquaintances. Now she sells from her home and sometimes from stands. She will buy goods with this loan. Her earnings help pay her children's tuition. Because she makes good use of her time, she is content. She believes natural stones bring positive energy to herself and her social circle.

Translated from Turkish by Maya Staff
Kadriye , evli bir kız bir erkek çocuk annesi. Çocukları lise ve üniversitede okuyor. Emekli olduktan sonra hobi olarak başladığı doğal taşlarla olan uğraşını meslek haline getirmiş. Doğaltaşlardan takı tasarım keçe işinden çanta ve telefonluk yapıyor. İşini dört yıldır yapıyor. Önceleri arkadaşlarına ve çevresine satışla başmış . Satışlarını evden ve zaman zaman da stantlarda yapıyor. Maya'dan aldığı kredi ile malzeme alacak. Çocuklarının okul masraflarına katkı sağlıyor. Zamanını iyi değerlendirdiği için manen huzurlu oluyor. Doğal taşların kendisine ve çevresine pozitif enerji sağladığına inanıyor.

Additional Information

More information about this loan

Maya works to extend access to finance in Turkey, a country which, as a whole, has very limited microfinance services. By supporting this loan, you are helping Maya continue their work and specifically reach female borrowers in Turkey, many of whom come from rural parts of the country. 

About Maya

Although Turkey is one of the largest economies in the region, it has not reached its potential for microfinance investment. Deficient legal structures for microfinance credit initiatives and lack of quality information about microfinance demand and structure in Turkey are the largest obstacles to improvements in the field. Under these challenging conditions, Maya provides group and individual loans to low-income women who lack access to the financial services they need in order to start or improve their own small-scale businesses. Maya borrowers are part of lending groups, but are posted to Kiva as individuals. Therefore, lenders are exposed to additional risk of default in the event that a member of this borrower's group defaults on her loan. Maya, established in 2002, was Turkey’s first microcredit program. Maya is Kiva’s first Field Partner in Turkey and posted its first loans in August 2011. Headquartered in Istanbul, Maya has four branch offices. For more information, visit Maya’s partner page.


About Turkey

  • $19,600
    Average annual income
  • 0
    View loans »
    Turkey Loans Fundraising
  • $483,475
    Funds lent in using Kiva
  • 2.2
    Turkey Lira (TRY) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Kadriye to buy goods for her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 5, 2014
Mar 16, 2014
Currency Exchange Loss:
Mar 17, 2015