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Abduhayot is a cheerful and hardworking 43-year-old man. He is married and has three children. Abduhayot was a labor migrant in Russia for many years. He would live there for a long period of time in order to earn money for his family. As a result, he was able to use his earned money to build a small house for his family. He then began to look for work here in his village, but he did not find any. Then decided to start his own business. Abduhayot turned to Arvand for the first time when he realized that there was an opportunity to receive financial assistance.

In order to have earnings to live on, Abduhayot has his own business. He practices fattening up and reselling cattle. He receives a good income from this business. His wife also helps him with this business. She sells the milk obtained from the cows. Now Abduhayot wants to increase the size of his herd to expand his business. This is why he is requesting a loan from Arvand to buy cattle. Abduhayot really relies on a positive outcome and thanks Arvand in advance for their assistance.
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Абдухаёт жизнерадостный и трудолюбивый мужчина в возрасте 43 лет. Он женат и имеет 3-их детей. Абдухаёт много лет был мигрантом в России. Там он находился долгое время, чтобы заработать деньги для своей семьи. В итоге он смог построить на заработанные деньги небольшой домик для своей семьи. Затем он стал искать работу здесь у себя в посёлке, но так и не нашёл. Потом он решил начать свой бизнес. Абдухаёт обратился в Арванд впервые, когда узнал, что есть возможность получить финансовую поддержку.

Чтобы иметь доход на пропитание, Абдухаёт занимается своим бизнесом. Он занимается откормом и продажей крупного рогатого скота. От данного бизнеса он получает хороший доход. Жена также помогает ему в его деле, она продаёт молоко, полученное от скота. Сейчас Абдухаёт хочет увеличить количество скота для расширения своего бизнеса. Поэтому он обратился в Арванд и хочет получить кредит на покупку скота. Абдухаёт очень надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 267
    View loans »
    Tajikistan Loans Fundraising
  • $31,833,650
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Abduhayot to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Mar 14, 2014
Currency Exchange Loss:
Sep 17, 2015