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Veronica Isabel
Veronica is 46 years old and has been working as a school administrator for seven years. She is single and has three children to support and develop.

Veronica realized that she needed to make improvements to her home by building a bathroom and plastering the walls, so she decided to approach CEPRODEL so she could buy building materials like cement, iron bars, bricks, and pay for labor to start the work and improve the comforts of her home. It’s worth mentioning that this work will improve her family’s living conditions.
View original language description ↓
Verónica tiene 46 años de edad,labora en un centro de educacion como responsable administrativa teniendo 7 años de laborar. Es soltera y con 3 hijos a los que tiene la responsabilidad de mantener y apoyar para que se desarrollen.

La señora Verónica se ha dado cuenta que debe mejorar su vivienda construyendo una letrina y repello de paredes , es por eso que tomó la decisión de iniciar la obra de mejora, por tal razón acudió a Ceprodel para solicitar un crédito para la compra de materiales de construcción como cemento, hierro, ladrillos y pago de mano de obra para iniciar la mejora de la vivienda en la construccion de letrina y repello de paredes, para mayor comodidad de la vivienda. Cabe señalar que por medio de esta obra brindará mejores condiciones a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Veronica Isabel to buy building materials and pay for labor.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Feb 21, 2014
Apr 4, 2014
Currency Exchange Loss:
Oct 30, 2015