Sector Vi Saquilla Group
Update on Sector Vi Saquilla GroupSra. Tomasa is 39 years old, married, and did not have the opportunity to go to school. She has two children (ages 7 and 4) who are currently in school. Tomasa is an artisan who specializes in making traditional dresses. She started this business after learning the trade from her mother. As of now, she has three years of experience.
Tomasa organized a group so that she could request a loan. She will use the money to buy thread for making her embroidered works. In the future, she would like to have a workshop with employees so that she can sell in bulk quantities and offer a variety of traditional dresses.
The other members of the group are merchants and artisans. In the photo, there are only five members who appear. The other member was not able to attend the meeting at the time the photo was taken.
Organiza un grupo y solicita un préstamo que lo utilizará para la compra de hilos para relizar los bordados. Desea en el futuro tener un taller con empleados para poder ofrecer por mayor y variedad de guipiles.
Las demás integrantes del grupo se dedican al comercio y artesania.
En la fotografía solo aparecen 5 integrantes ya que la otra socia no pudo asistir a la reunión cuando tomaron la foto.
Previous Loan DetailsPetronila is married. She is 27 years old. She did not have the opportunity to study. She has two children and one of them is a student. She buys and sells traditional clothing. She began this business with the help of her husband who is a tour guide in the department where they live. The grou... More from Sector Vi Saquilla Group's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid