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Los Puntualitos De Oyara Group
In this Group: Marisol, Antonio, Jyasmina, Victor, Eliza, Lidia*, Matias, Juana Otala, Felicitas, Valerio, Santiago, Fortunata*, Yon
* not pictured
These are the members of the LOS PUNTUALITOS DE OYARA Communal Bank. This bank is located in the district of Vilcabamba, which belongs to the province of La Convención in the department of Cusco.

Bank Member Marisol is 46 years old and in a relationship. She works at her grocery business and she also has a business selling trout. She sells necessity items, such as rice, sugar, milk, and oil. She works from 8:00 a.m. to 6:00 p.m. She has had her business for a year and it is going very well for her. Her dream is to expand her grocery business. She is requesting this loan to buy milk, sugar, oil, and rice.

The other bank members work in farming, selling fruit, selling groceries, and selling prepared foods.

This bank member thanks those who are a part of this dream and she promises to make her payments in the designated time.
View original language description ↓
Los socios pertenecen al banco comunal “LOS PUNTUALITOS DE OYARA”; Este banco se ubicada en el distrito de Vilcabamba, perteneciente a la provincia de La Convención y departamento de Cusco.

La socia es la Sra. Marisol ella es conviviente y tiene 46 años; La socia trabaja en su negocio de tienda de abarrotes y también la socia se dedica al negocio de venta de truchas, la socia vende productos de primera necesidad como arroz, azúcar, leche y aceite, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m, la socia ya tiene 1 año en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de tienda de abarrotes. La socia solicita el crédito para comprar leche, azúcar, aceite y arroz.

Los otros socios se dedican al negocio de venta de agricultura, negocio de venta de frutas, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Puntualitos De Oyara Group's $4,150 loan helped a member to buy milk, sugar, oil, and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 11, 2014
Mar 19, 2014
Currency Exchange Loss:
Sep 19, 2014