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Aracely Margoth
Aracely is 33 years old and she lives with her partner and their three children, who are between three and eleven years old, in the city of Cartagena in an area with beautiful beaches, breezes, and ocean. For ten years now, from 8 a.m. to 2 p.m., Aracely has gone out on her tricycle with her Caribbean cheer selling grilled arepas, sandwiches, and delicious drinks, such as coffee and hot chocolate. Her day starts very early because she goes to the city market to buy her ingredients so she herself can prepare the products she sells to her customers every day. Her goal is to have 10 tricycles in various neighborhoods to increase her sales and finally achieve her dream of prosperity by having her own home. She is currently applying for a Kiva loan to buy corn masa, thermoses for coffee and hot chocolate, and a new tricycle. With this investment she hopes to increase her sales and little by little overcome the most important challenges in her life.
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Aracely de 33 años de edad habita con su cónyuge y sus 3 hijos de 3 a 11 años, en la ciudad de Cartagena en un lugar de hermosas playas, brisa y mar. Desde hace 10 años cada mañana desde las 8 hasta las 2 de la tarde, con su alegria Caribe, Aracely sale en un triciclo, vendiendo arepas asadas, sanduches y exquisitas bebidas como café y chocolate; su día empieza muy temprano, porque va al mercado de la ciudad a comprar los insumos, para ella misma preparar los productos que ofrece a sus clientes día a día. Su meta es tener un número de 10 triciclos en varios sectores para aumentar sus ventas y finalmente lograr su sueño de prosperidad que es tener su propia casa. En la actualidad está aplicando a un credikiva mediante el cual comprará masa de maíz, termos para cafés y chocolate, y un nuevo triciclo. Con esta inversión aspira a aumentar sus ventas y poco a poco alcanzar sus mas importantes retos de vida.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 308
    View loans »
    Colombia Loans Fundraising
  • $18,216,850
    Funds lent in using Kiva
  • 2,014.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Aracely Margoth to buy corn masa, thermoses for coffee and hot chocolate, and a new tricycle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 26, 2014
Mar 26, 2014
Currency Exchange Loss:
Mar 19, 2015