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Viole S., 40 years old, is married with five children. She has many year of experience in the groceries business. She sells to the villagers and public seven days per week. She has had seven previous loans with SPBD.

She expects her weekly net cash flow to be 600 Tala (about 250 USD). SPBD loans are Viole's only access to capital because she was never able to qualify for a loan with traditional banks. She works hard to support her kids attend school and church.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 61
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Viole to purchase a sack of rice, flour, sugar, salt, baking powder, onions, Lollioes, a box of herring, a box of chicken ,sausage,mutton flaps,ice cream ,ice pop box of noodles, twisties candles, insects spray, mosquito coils, gel, laundry powder, laundry soap and shampoo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 27, 2008
Nov 1, 2008
Currency Exchange Loss:
Dec 15, 2009