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Mr. Hun Tan's Village Bank Group
In this Group: Hun, Phan, Phann, Phan, San, Bin, Kheut*, Choeg, Khut
* not pictured
The village bank loan which is located in Tbeng Khpos Village in Kampong Chhnang Province consists of nine people. They will use the loan which they obtain for different purposes. Mr. Hun T. is the village bank president and a farmer who owns two-hectare to cultivate rice. Aside from this, he is a construction worker who can make a small income to support his household. His wife, Mrs. On Nam, helps him on the plantation. On this plantation, they face a problem because their field is infertile which affects their crops. To solve this problem, Mr. Hun T. decided to ask for a loan to buy fertilizer to support the field in order to make their crops more productive. Mr. Hun T. is 53 years old and the father of a child who is attending the local school. Two men among the three have come to get a loan instead of their wives because they are busy with their work.

This is a village bank loan consisting of mainly end-of-term loans. Five members have end-of-term loans, and the rest have monthly payment loans. Group members are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because they are the most beneficial to Cambodia's poor. The EoT loans allow them to repay portions of the principal whenever they are financially able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 105
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,208.3
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mr. Hun Tan's Village Bank Group's $1,000 loan helped a member to buy fertilizer to support the field in order to make their crops more productive.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 27, 2008
Oct 13, 2008
Currency Exchange Loss:
Aug 18, 2009