A loan of $1,000 helped a member to buy fertilizer to support the field in order to make their crops more productive.


Mr. Hun Tan's Village Bank Group's story

The village bank loan which is located in Tbeng Khpos Village in Kampong Chhnang Province consists of nine people. They will use the loan which they obtain for different purposes. Mr. Hun T. is the village bank president and a farmer who owns two-hectare to cultivate rice. Aside from this, he is a construction worker who can make a small income to support his household. His wife, Mrs. On Nam, helps him on the plantation. On this plantation, they face a problem because their field is infertile which affects their crops. To solve this problem, Mr. Hun T. decided to ask for a loan to buy fertilizer to support the field in order to make their crops more productive. Mr. Hun T. is 53 years old and the father of a child who is attending the local school. Two men among the three have come to get a loan instead of their wives because they are busy with their work.


This is a village bank loan consisting of mainly end-of-term loans. Five members have end-of-term loans, and the rest have monthly payment loans. Group members are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because they are the most beneficial to Cambodia's poor. The EoT loans allow them to repay portions of the principal whenever they are financially able. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time.

In this group: Hun, Phan, Phann, Phan, San, Bin, Kheut*, Choeg, Khut
*not pictured



Loan details


Lenders and lending teams



Loan details