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Masi S., 36, is married with 5 children. She has 4 years of experience in the sewing business. She sells to the village people and the public 2 days per week. She expects her weekly net cash flow to be 200 Tala (~83 USD).

Masi has 2 previous loans with SPBD. SPBD loans are Masi's only access to capital because she has never been able to qualify for a loan with a traditional bank. Her loan will be used to buy cotton material, thread, and needles, along with a new sewing machine to replace her old one.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 65
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.7
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Masi purchase cotton material, thread, needles, and a new sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 21, 2008
Oct 7, 2008
Currency Exchange Loss:
Nov 15, 2009