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Sembrando Esperanza Group
In this Group: Humbelina, Ynes Elena, Maria Rosa, Zoraida Mery, Veronica Del Rosario, Angelica Maria, Edilberto Alfonso, Margarita Del Rosario

Update on Sembrando Esperanza Group

The Sembrando Esperanza group is made up of hardworking and enthusiastic members who have a variety of jobs in the retail business.

Elena is a 40-year old woman, single, and has three children. She sells fruit such as avocados, chirimoya, and apples. She also sells reeds for use in flower arrangements. Elena wishes to rent premises where she can display her products. She plans to use the loan money to buy fruit such as avocados, chirimoya, and apples for her business.

The group thanks Kiva lenders for this loan. Elena is the second person on the left and is wearing a pale green top.
View original language description ↓
El grupo “Sembrando Esperanza” está conformado por socios trabajadores y entusiastas quienes se dedican a diversas actividades del comercio minorista. Elena tiene 41 años de edad y es soltera con 03 hijos. Ella se dedica a la venta de frutas como palta chirimoya manzana. También realiza la venta de carrizo para la elaboración de arreglos florales. Desea alquilar un local donde pueda expender su producto. El crédito lo invertiría en la compra de frutas como palta chirimoya manzana para su negocio. El grupo agradece a los inversionistas KIVA por el préstamo brindado. Elena es la segunda persona del lado izquierdo viste polo de color verde claro.

Previous Loan Details

The "Sembrando Esperanza" group is made up of seven members who work offering services and performing various activities in the retail business. Elena is a 40-year old woman, single and mother of three children who attend school. She is the president of the group and, for many years, has been sel... More from Sembrando Esperanza Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sembrando Esperanza Group's $4,650 loan helped a member buy avocados, chirimoya, and apples.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 18, 2014
Currency Exchange Loss:
Sep 17, 2014