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Las Espinozas Group
In this Group: María Auxiliadora, Petrona Del Socorro, María Luisa
María is this group's coordinator. She is 34 years old and has a partner and five children, aged eleven, ten, eight, four and two years old respectively. María works selling vegetables and seasonal fruits. This season she wants to invest in tamarinds, jocotes, mangoes, tomatoes and more. María also sells hot foods (enchiladas, tacos, plantains with cheese, roast chicken, roast meat and more). María's eldest daughter helps with selling the food.

The other members of this group are 39-year-old María - who sells firewood - and Petrona, 60 years old, who sells tortillas.
View original language description ↓
María es la coordinadora del grupo tiene 34 años de edad, acompañada y madre de 5 hijos de las edades de 11, 10, 8, 4 y 2 años, ella se dedica a vender verduras, frutas existentes en la temporada y en esta temporada desea invertir en cosechas de tamarindo, jocote, mango, tomate, etc. También realiza venta de fritanga (enchiladas, tacos, maduro con queso, pollo asado, carne asada, entre otros), ayudándole principalmente la hija mayor a despachar la venta de la fritanga. Entre las otras socias tenemos a la señora María con 39 años dedicada a vender leña y la señora Petrona hace y vende tortillas y tiene 60 años de edad.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Espinozas Group's $2,025 loan helped a member to buy seasonal fruits such as jocotes, tamarins, mangos, tomatoes and more.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Mar 18, 2014
Currency Exchange Loss:
Oct 17, 2014