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Vera, whose name in Albanian means summer, is a 43-year-old married mother of three.

Vera practices livestock; she’s got a few cows and goats, with the latest being her preferred ones.

"It is very easy to look after goats versus other animals because: a) we don’t have to buy that much fodder for them, since they graze in the mountains around, b) most of the times, they need no one to go with them, since the whole flock goes and comes back together from grazing, and c) they don’t occupy too much space in the stable and they keep the space cleaner that cows, and lastly, the goat cheese is more pricey that the cow cheese” said Vera during her interview.

Considering all of the above, Vera wants to add 12 more goats to the existing herd.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 8
    View loans »
    Albania Loans Fundraising
  • $3,224,025
    Funds lent in using Kiva
  • 101.2
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,475 helped Vera to add 12 more goats to the existing herd.
60% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 24, 2014
Mar 13, 2014
Currency Exchange Loss: