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Hòa's Group
In this Group: Hòa, Xuân, Hường
Mrs. Hòa has a service business, tailoring clothes. She is requesting a loan to purchase a sewing machine to do a clothes repair service.

Hòa is 38 years old and she is married, with one child. She is the group leader of the Hòa's solidarity group, which consists of three members. She lives and works in Thanh Hoa City, an urban area in Thanh Hoa province, with one dependent.

In 2011, Hòa joined the Fund for Thanh Hoa Poor Women to improve her business. Hòa has successfully repaid five loans from the Fund for Thanh Hoa Fund Poor Women. She has been involved in this business for five years. The main hardship that Hòa faces in her business is the lack of capital.

With her business profit, Hòa hopes for her family to be healthy and happy, for her children to do well in school, and to build a new house.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 83
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,052.6
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hòa's Group's $1,300 loan helped a member to purchase a sewing machine to do a clothes repair service.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 4, 2014
Mar 17, 2014
Currency Exchange Loss:
Apr 17, 2015